Debt Freedom Planner Excel | Snowball Method Spreadsheet | Debt Payoff Tracker | No Macros | Excel 2

💡 Take control of your debt — one clear plan at a time

The Debt Freedom Planner (Excel) is a professional, easy-to-use spreadsheet designed to help you pay off debt faster using the proven Snowball Method — without complicated formulas or risky macros.

This planner is built for real-life use: clear structure, automatic calculations, and visual progress tracking that keeps you motivated month after month.

✅ What this planner helps you do

✔ Enter all your debts in one place
✔ Choose your extra monthly payment
✔ Automatically apply the Snowball method
✔ Track total debt decreasing every month
✔ See your estimated debt-free date
✔ Stay focused with a clean visual dashboard

No subscriptions. No accounts. Just Excel.

📂 What’s included

• Ready-to-use Excel file (.XLSX)
• 5 structured tabs:

Start Here

My Debts

Payment Plan

Progress Dashboard

Instructions

• Step-by-step usage guidance inside the file
• Clean, professional layout
• Instant digital download

🖥 Technical details

✔ Works with Microsoft Excel 2019 or newer
✔ No macros (safe to open)
✔ Works offline
✔ Private use — no Google account required

👤 Who this planner is for

• Anyone paying off credit cards, personal loans, or car loans
• Beginners who want clarity without complex spreadsheets
• Excel users who value clean structure and real calculations
• People who want to see progress, not just numbers

📌 Important notes

• This is a digital download — no physical item will be shipped
• Designed for Microsoft Excel (not Google Sheets)
• Personal use only